Student Loan: The Student Loan is there to help with study costs. You may get a loan to help with your compulsory fees, course-related and living costs. You do have to pay this back.
For helpful information on money matters and budgeting advice visit https://www.sorted.org.nz/
As a school student you are eligible to use SJS if you are enrolled at a university or a polytechnic. SJS is free.